Probably the most important asset you have is your retirement fund.
In some cases, it is larger than the equity in your home.
Do you spend as much time working on your IRA's and 401(k)'s as you do working around your house?
Have you made any improvements lately or made any preparations for the future?
I recommend you put a "Retirement Fund Review" at the top of your "Honey-Do" list for next weekend.
This is a great time to get prepared for the end of the fiscal year.
And it's a great time to get a jump start on getting the most from next year's tax laws and benefits.
Is there anything more important than making sure your money is safe and working for you?
Well, in my internet travels I have come to know a great businessman, William Noonan, that has just the experience and expert advice we need when it comes to our personal financial planning.
William is a Financial Advisor with "Ameriprise Financial" in San Diego.
I first met William at the AARP "Ideas at 50+" Expo in San Diego.
Right off the bat, he impressed me with his warm personality, eagerness to help and obvious extensive experience in the financial services industry.
Besides that, he is an Illinois college Graduate (Western Illinois University, Macomb, IL) like me (University of Illinois, Champaign-Urbana, IL), he loves to coach Little League and his son, Nick, is a professional baseball player recently called up by the San Francisco Giants.
What a small world.
I probably saw him playing in Spring Training this year in Phoenix.
Anyway, William has been kind enough to accept my offer to be a resident adviser on all things financial on my blog.
Thanks to William, I will be bringing you articles and blogs, from time to time, that I think are important to you.
Other than your health, your financial state has the single most direct effect on the personal enjoyment and comfort you will experience as you grow older.
That's why I am passionate about making sure you have the right information and a resource to turn to with your questions.
To start off, I am going to link you to an article that caught me eye on his website about "beneficiaries."
Besides finding out who loves you and who really just tolerates you for your money, the beneficiaries you choose need to be prepared and insulated from the various tax problems and pitfalls that are out there.
Just follow the "read the full article" link to William's blog on the Ameriprise website:
Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance.
With retirement benefits, you need to know the impact of income tax and estate tax laws in order to select the right beneficiaries.
Although... Read the full article
It's easy to tell them about it.
Forward it on to them or just email them my blog link at www.survive55.com.
The more Baby Boomers we can help, the better place we make this world !!!
Thanks for joining me..........................................................